Dan Spickard and Matt Binstock are Registered Representatives and Financial Advisors of Park Avenue Securities, LLC (PAS). OSJ: 244 Blvd of the Allies, Pittsburgh, PA 15222; Phone: (412) 391-6700. Securities products and advisory services offered through PAS, member FINRA, SIPC. Dan Spickard, Matt Binstock and Frank Rocchio are Financial Representatives of The Guardian Life Insurance Company of America®(Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Lifetime Financial Growth is not an affiliate or subsidiary of Guardian or PAS. Dan's CA Insurance license #0I72272. Dan's AR Insurance License # 7833476. Matt's CA Insurance License #0G09637. 2024-168770 Exp. 02/26